Employee Benefits

Five Points Insurance provides a full set of employee benefits to both small and large companies. Our benefits Trustprograms help you attract and retain the people you need to fuel your company's growth.  We realize our value-added services are what sets us apart from other agencies. By choosing us, you are introduced to a wealth of insurance, employee benefits, and human resources tools and information. These services enhance our commitment to strategic planning, expertise, innovation and technology. 

Group Coverage Areas
Our expert team of employee benefit specialists has a no-nonsense approach to group benefit programs. We listen to you, analyze your needs and help design and implement solutions that fit those needs and budgets.

The following discusses group coverage areas that can be addressed by Five Points Insurance.

With the rising health care costs today, most people realize that health insurance is no longer an option, but a necessity. Employer groups, traditionally the provider of most American's health insurance are increasingly feeling the pressure of the rising costs of this employee benefit and are looking for ways to stabilize the premiums.

Our clients reap the benefits of lower health plan costs and satisfied employees. The average cost of turnover is 25% of an employee's salary plus 25% of the cost of wages. Calculate turnover costs at your company. What is it worth to your company to keep employees?

Our benefits specialists will assist you in creating a plan custom designed for your needs. We are experienced in traditional as well as comprehensive major medical, HMO, PPO, POS, and self-funded programs. In addition, we offer third-party administration, medical savings account, and healthcare reimbursement plans.

Life with Accidental Death & Dismemberment
Five Points Insurance is sensitive to the needs of employers who have lost a valued employee and to employees and their families who have lost a loved one by providing personal assistance with processing of life insurance claims. Our Employee Benefits Specialists can assist with the most simple to the most complex plan designs. Since the market climate for Group Life/Accidental Death & Dismemberment Insurance continues to be competitive, Five Points Insurance represents a long list of quality insurance companies.

The ability to earn an income is one of a person's most valuable assets. When disability strikes, income may stop, but the expenses of daily living do not. Five Points Insurance can design and arrange Short Term and Long Term Disability through any number of quality insurance companies and Third Party Administrators with the focus on:

            Providing Employees with Income Protection during recovery
Helping Employees return to work
Maximizing workforce productivity
Minimizing absences

Long-Term Care
Group long-term care is the fastest growing employee benefit in the United States. Plans can be either voluntary or employer paid. Employer provided long-term care is most often offered as an executive benefit. These "Executive Carve Out" programs allow your company the ability to deduct the premiums paid while still maintaining a tax-free benefit to the employee. Guaranteed issue may be available.

Group Dental & Vision
We offer you the ability to provide your employees with both dental and vision benefits. The benefits can be either employee or employer paid. As an independent agency, we represent many carriers, thus allowing us to provide a program that meets your specific needs.

Voluntary Benefits
Five Points Insurance offers a wide variety of voluntary benefits including life, disability, long-term care, cancer and sickness, and accident insurance. As an independent agency, we represent many carriers, thus allowing us to provide a program that meets your specific needs.

For more information on how Five Points Insurance can help, please contact us by calling 610-738-4100

Contact us today! 610-738-4100
Five Points Insurance, 814 Paoli Pike, West Chester, PA 19380


Five Points Insurnace welcomes Progressive Insurance as a top new provider for auto policies. To view other Five Points insurance carriers view our network providers page